British citizens have a long history of studying, traveling, and working abroad. Experiencing life abroad is very popular in the UK. Most UK expats abroad can be found in Australia, followed by Spain, the United States, Canada, and Ireland. However, almost every country worldwide has an active British expat community. While international citizens may come from diverse backgrounds and have different motivations for living abroad, they all have one thing in common to consider: sorting out their healthcare! Healthcare overseas is very different from what it is at home. Thus, health insurance should be a top priority when planning to move.
The best way to get health insurance when you live abroad is to compare the options available. Making an informed choice will ensure you get the best deal for your needs and budget. This article will teach the best ways to get suitable health insurance for British expatriates.
Ask The Experts
You probably won't have time to go directly to your required health insurance source. This is true if you're planning on doing it all online. But, if you live in a country which doesn't have a large expat community or don't speak or read the language well enough to get online. Try asking local expats and people on the move for referrals and advice. You'll still be able to speak English and communicate without much problem!
Phone An Insurer
If you can't find any good contact information locally, you can always try calling an insurer directly from your home country: your UK cell phone or your home landline. You do this: dial up the phone number, and have them explain to you over the phone exactly what you need to do for your expatriate health insurance.
Get An Instant Valuation Call
This concept is quite simple and easy: look at websites that provide instant valuations of insurance policies based on your personal information. You, as British expats, only need to provide some basic personal details, such as your age, address, citizenship, etc. Then the website will determine how much an insurer will pay for your health insurance policy in foreign countries.
Get A Travel Insurance Policy
If none of the other ideas above worked, you could always look into getting an international travel insurance policy. Getting one is relatively easy: you need to research the internet and compare travel insurance companies. Most of them specialize in offering international health insurance policies, so you'll be able to find one that works best for your needs.
Go With "Extended Stay" Options
Some health insurance providers will provide extended stay options for expats who don't plan on staying within their own country during the entire period of the policy. This is perfect if you're planning to travel across the world! Just be sure to inform your insurer of your travels and that you are British expats in Malaysia, an Asian country, so they know that you'll be away for a longer time than what's normal.
Re-Read Your Policy
After you've set everything up, go through your policy one more time. Make sure all the info is correct and up-to-date. If it isn't, contact your insurance provider and get them to fix any mistakes or inconsistencies before it's too late!
The smart move to avoid unnecessary delays without spending an excessive amount of money is to buy an expat health insurance plan. There are various options to choose from to suit different needs, pick the plan that is best for you.
Comments
Post a Comment